Paizin, Muhsin Nor, and Muhamad Hazrin Sayuti. “Governing AI in Religious Life: Ethical Imperatives and Algorithm Theocracy in Digital Islamic Philanthropy”. International Journal of Business Strategy and Innovation 1, no. 2 (August 3, 2026): 20–33. Accessed September 20, 2026. https://ijbsi.stratnovapublication.com/index.php/ijbsi/article/view/15.